Early paycheck allows you to get paid up to 2 days early when you switch your direct deposit to Chime. Transactions with the checking account are very fast as we have come to expect from fintech now, especially compared to traditional banks. You are required to open the Chime checking account before using any other features, but that isn't a bad deal at all because the checking account has no fees! Chime has no overdraft fees, no monthly maintenance fees, no minimum balance fees, no foreign transaction fees, and no deposits required for either the checking account or the savings account which will be discussed later. Be sure to signup using a referral link like this one to get the offer.Įverything starts with the Chime checking account. You can withdraw the bonus on the same day.

Chime doesn't make you wait for your bonus like everyone else. You will get $100 deposited directly to your Chime checking account as soon as you receive a payroll direct deposit of $200 or more within the first 45 days of opening your account. When you click the support icon, your name in the top right corner is replaced with a “Sign In” link making it appear that you have been logged out when you actually have not.Ĭhime offers one of the fastest and easiest signup bonuses we have ever seen. We have only noticed 1 small bug so far and that is on the website. The app also offers biometric sign-in with your fingerprint. The website looks and feels similar to the app but isn't exactly the same and some features are only available in the app such as Pay Anyone. The app looks very sleek and professional and is very easy to use.

Secured credit card with no fee and no minimum.

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(Bank ID 278555, FDIC Certificate # 4091) to offer banking services including the standard $250,000 deposit insurance.īottom Line Up Front: Get the $100 bonus. Instead, they partner with FDIC member banks Bancorp Bank (Bank ID 2858960, FDIC Certificate # 35444) and Stride Bank N.A. Chime is not a bank and has no current plans for a bank charter. In fact, it is the #5 most popular finance app in the Google Play store and #9 in the iOS App store with over a million combined reviews and a 4.8 rating on both platforms.Ĭhime was founded by Chris Britt and Ryan King in 2013. Chime isn't our favorite financial technology (fintech) company, but it could be yours.

Chime reviews direct deposit